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               E-Banking Online banking, also known as internet banking, e-banking or virtual banking, is an  electronic payment system  that enables customers of a  bank  or other  financial institution  to conduct a range of  financial transactions  through the financial institution's website. The online banking system will typically connect to or be part of the  core banking  system operated by a bank and is in contrast to  branch banking  which was the traditional way customers accessed banking services. To access a financial institution's online banking facility, a customer with internet access will need to register with the institution for the service, and set up a password and other  credentials  for customer verification. The credentials for online banking is normally not the same as for  telephone  or  mobile banking . Financial institutions now routinely allocate customers numbers, whether or not customers have indicated an intention to access their online ba

                                                  E-Shopping Online shopping is a form of  electronic commerce  which allows consumers to directly buy  goods  or  services  from a seller over the  Internet  using a  web browser . Consumers find a product of interest by visiting the  website  of the retailer directly or by searching among alternative vendors using a  shopping search engine , which displays the same product's availability and pricing at different e-retailers. As of 2016, customers can shop online using a range of different computers and devices, including  desktop computers ,  laptops , tablet computers  and  smartphones . An online shop evokes the physical analogy of buying  products  or services at a regular  "bricks-and-mortar"   retailer  or  shopping center ; the process is called business-to-consumer (B2C) online shopping. When an online store is set up to enable businesses to buy from another businesses, the process is called business-to-busi